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The Companies We Work With
Below is a list of some of the insurance carriers we work with at Illinois Life and Health. For more information, or if you do not see a company that you are looking for,
please contact us
Below is a list of some of the insurance carriers we work with at Illinois Life and Health. For more information, or if you do not see a company that you are looking for,
please contact us
Illinois Health Insurance Plan Affords
Short-term Solution
by Mike Novelli January 13, 2010
by Mike Novelli January 13, 2010
As the health care reform plans remain undisclosed, Americans who do not have health insurance are susceptible to an unexpected medical crisis, wreaking financial havoc. According to analysts, institution of a new bill is three to four years away. In an effort to accommodate the transition, Humana provides a short-term remedy offering Illinois health insurance.
Well suited for the American, who is in an employment or retirement transition, HumanaOne’s short term fulfills basic health care needs. Although the HumanaOne short term plans does not cover preexisting medical conditions, the Illinois health insurance garners several redeeming benefits.
The plan gives applicants the autonomy to choose the span of the policy. From state-to-state, benefits are covered for a year, six months or 30-days of medical care. Family coverage ranges from 1,000 to a $10,000 deductible; and an individual plan runs between $500 and $5,000 for the deductible.
Considering that this Illinois health insurance plan is short term, it includes a $2 million maximum benefit and prescription drug coverage.
Qualification guidelines for HumanaOne’s short-term plan include: individuals who are unemployed; Americans employed on part-time status (seasonal and temporary); retirees who are not yet eligible for Medicare benefits; recently hired employees, awaiting Illinois health insurance benefits.
For an extra savings, consumers who pay the entire policy up front are entitled to a 20 percent discount. HumanaOne eases payment by accepting credit cards, account transfers and checks.
As far as a decent Illinois health insurance plan, Humana One’s short term plan features great flexibility. In example, the entire medical quote process takes between 24 and 48 hours for the approval turnaround. That means Illinoisans may be covered under a medical policy within a week’s time.
Unexpected medical bills are the perils consumers face without health insurance. With HumanaOne’s short-term plan, there’s no need to take the risk of being uninsured. Nonetheless, consumers should remember to compare medical quotes to similar policies.
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