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The Companies We Work With
Below is a list of some of the insurance carriers we work with at Illinois Life and Health. For more information, or if you do not see a company that you are looking for,
please contact us
Below is a list of some of the insurance carriers we work with at Illinois Life and Health. For more information, or if you do not see a company that you are looking for,
please contact us
News
H1N1 Worries Confirm Importance of Securing
Illinois Health Insurance
by Holly BentzThis year's flu concerns should heed caution for individuals, who do not have Illinois health insurance. At present date, the H1NI has assumed 20 lives and hospitalized 476. [Source: Illinois Department of Health] Between the sick days, doctor's visits and other medical necessities, the uncertainties of the H1N1 virus are too ominous to chance until the Obama health plan is finalized.
Insurance companies are working in accordance with the Centers for Disease control, the American Medical Association IAMA) medical facilities, as well as other locations throughout Illinois. Unfortunately, these benefits are not applicable to the uninsured. Approximately, 250,000 children are uninsured in the state of Illinois. [Source: http://www.allkidscovered.com/]. Following the sudden death of a 14-year old high school student of Naperville, families without medical coverage have several affordable health insurance options.
The Kronishs' experience with H1N1 was a sickeningly expensive fiasco. When Mr. Kronish lost his job, the cobra benefits for a family of six was too expensive to maintain on a $57,000 annual income. Not to mention, all four children aged eight, 11, 13 and 14 had been a pillar of good health.
The Kronishs' 11-year old son had an H1N1 scare that required urgent medical attention. Emergency room doctors ran tests, which lead to an overnight observation. Nerved by the sequence of events, the rest of the Kronish household was vaccinated. In the interim, forgoing Illinois health insurance cost the Kronish family the same amount it would cost to insure the whole family for a year $3875. The Kronish family remains uninsured and saddled with a new hospital bill. With any luck, they won't endure another medical emergency, imposing additional financial duress.
Today, medical clinic and doctor's visits are between $65 and $150. The visit does not cover the cost of any prescriptions or vaccinations. In other words, for the uninsured, the H1N1 vaccination is $75 to $85, compared to the free service, Illinois health insurance plans are promising. Not, to mention, medical coverage policyholders can even go to the local general stores (in example, Walgreens, CVS, Osco, and other locations) for the vaccinations.
The H1N1 virus exemplifies how a simple emergency room visit and an overnight observation can add up to an expensive incident that a normal Illinois health insurance policy would cover.
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