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The Companies We Work With
Below is a list of some of the insurance carriers we work with at Illinois Life and Health. For more information, or if you do not see a company that you are looking for,
please contact us
Below is a list of some of the insurance carriers we work with at Illinois Life and Health. For more information, or if you do not see a company that you are looking for,
please contact us
News
Illinois:
Cheap Health Insurance Exposè
by
Mike Novelli
- September 4, 2009Cheap health insurance coverage in Illinois is as fabled as the tooth fairy. With more than 40 million uninsured Americans, many are duped by ambiguous terminology and fake insurance companies. In Illinois, cheap health insurance plans lack the benefits to cover a veritable medical emergency.
The health insurance heist of 2000 left insurance holders, totaling some 100,000 consumers with more than $85 million dollars in hospital bills. The fake cheap health insurance coverage used to be localized, affecting Americans in small numbers. These days, the scams are widespread from the heartland of Illinois throughout the nation.
In Elgin, Illinois, Harry Dale ran a thriving landscaping business, when he had a heart attack. After recovery, his insurance company was nowhere to be found to pay the hospital bills. Long about collection time, the insurance policy that he bought two years ago was worthless.
Today, these bogus cheap health insurance policies are national, affecting people in Illinois and across the nation. From the discount medical card, the dreaded disease policy (a policy which says that it covers chronic ailments such as cancer, heart disease) to the faith-based health plan, these inexpensive health scams cost the consumer in the end.
The most unfortunate circumstances arise when the person with cheap health insurance coverage becomes ill, requiring hospitalization. If they are diagnosed with a chronic condition such as a heart attack or cancer, they are not only abandoned with hospital bills costing $25,000 or more but they are no longer deemed insurable due to the recently diagnosed "pre-existing medical condition."
Fortunately, there are two tactics to prevent being the next victim of Illinois health insurance fraud.
1. Conduct your own research by checking out the health insurance agency. Confirm that the insurance provider has an updated license and does not have any complaints. In cases, where the provider alleges a regulatory exemption and / or is not licensed in Illinois, move onto another health insurance provider.
2. Obtain a quote from a legitimate insurance agent. Although a reputable insurance broker won't offer cheap health insurance coverage in Illinois, you'll have the peace of mind that your medical bills will be paid if any unforeseen health crisis occurs.
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