Does Aetna Outpace Other Illinois Medical Insurance Plans?
With UniCare no longer approving new Illinois medical insurance some self-employed Illinoisans find themselves scrambling for new coverage. Consumers, with an overall healthy history, have numerous affordable medical health plan options. Whether it’s a family or an individual plan, Aetna Open Access HMO touts an arsenal of medical benefits.
Important note: While it may seem impractical for healthy people to obtain medical coverage, an unforeseen hospitalization can be the result of a lifetime mired in debt.
After comparing Aetna’s Open Access HMO to similar Illinois medical insurance plans, Illinois Life and Health identified seven winning features with Aetna’s HMO:
- Affordable monthly premiums. An individual medical health plan averages $90 – $225 per month. (Premiums are calculated according to age, health risks and medical history).
- Low cost co-pays for physician visits. Primary care physician visits are $20 and specialist visits cost $30. The health plan also covers annual vision and gynecological examinations.
- Referral free. Dissimilar to other Illinois health plans, where the referral process can be grueling, Aetna’s Open Access HMO does not share the same annoying rules.
- Emergency care. Broken bones, burn incidents, and serious lacerations are just a few of life’s calamities, calling for an emergency visit. With Aetna’s Open Access, emergency room visits have a $100 co-pay. Meanwhile, certain Aetna professional networks have urgent care facilities, where policyholders have a $50 co-payment.
- Preventative care discounts. Bally Total Fitness, Jenny Craig and Lenscrafters are a small representation of recognized organizations, affiliated with Aetna Open Access. On the contrary, most other Illinois medical insurance plans do not extend the same benefits.
- Exceptional hospitalization benefits. Ninety percent of authorized benefits are covered for hospitalization under Aetna’s Open Access – Illinois medical insurance plans.
- Other patient / consumer friendly information. For instance, Aetna’s Open Access HMO enables accountholders to sort through a directory of physicians, compare medical facilities and calculate basic medical costs.
Licensed insurance agent of Illinois Life and Health.com Mike Novelli advises consumers to
always compare the cost of three Illinois medical insurance plans from different providers. For reliable, expert advice, or for a fuss-free Illinois health insurance quote, contact Illinois Life and Health at 1 (866) 522-5953.