Illinois Health Insurance Review:- Blue Cross Blue Shields – Blue Value

Tuesday, January 5, 2010
By Mike Novelli

With the controversy facing the nation for health reform, Blue Cross Blue Shield, the Illinois health insurance company presents Blue Value (SM) — a policy touted as ‘affordably priced’. The plan’s name suggests a medical coverage offering a bevy of benefits. Upon close analysis of the Blue Value health insurance, here are the details:

Plan types: Blue Value is available in three plan types: Blue Value, Blue Value Advantage (SM), and Blue Choice (SM). Each Blue Value Illinois medical insurance program has specific terms, deductibles and premiums to meet various budgets.

The benefits: The plans afford economical premiums with essential coverage and benefits:

  • Well-child care a $500 maximum, per calendar year maximum for each dependent under 16 years of age
  • Diagnostic testing
  • Hospital services
  • Prescription drug coverage
  • Dental care


Annual Deductibles / Out of Pocket Limits
Since Blue Value is developed for the budget-conscious consumer, who prefers to assume financial responsibility in order to keep premiums manageable, policyholders have to meet certain annual out-of-pocket expense limits, coinsurance and deductibles.

For instance, the annual out-of-pocket limit for an individual plan ranges from $1,000 to $3,000. For families, Blue Value’s   annual out of pocket maximum is between $3,000 and $9,000.

How to Use Blue Value

The Blue Value plan is ideal for Illinoisans, who are basically healthy, requiring annual check-ups for preventative care. Also, Blue Value gives the insured the autonomy to visit any doctor, who does not belong to a designated network. In other words, members do not need a primary care physician or specialist referral.

Although Blue Value’s monthly premiums are lower, policyholders should expect to contribute more to their benefits. However, Blue Choice works for the individual who requires more medical care. The insured saves on covered premiums and medical services provided by affiliated hospitals, and medical specialists with Blue Choice.

To learn more about Blue Value and to compare the cost of the plan to other Illinois health insurance policies, obtain an  Illinois health insurance quote.

Tags: , ,

24 Responses to “Illinois Health Insurance Review:- Blue Cross Blue Shields – Blue Value”

  1. Any tips or advice that can help is always appreciated.-Healthcare Help

    #146
  2. Student Driver Insurance Tips…

    Many high school and college students today drive themselves to school……

    #184
  3. Normally I wouldn’t comment on posts but I felt that I had to as your writing style is truly excellent. You’ve broken down a difficult area so that it easy to understand. I believe that you would enjoy reading what another good blogger has to say on the subject.

    #329
  4. I can see that you are an expert at your field! I am starting a website soon, and your information will be very useful for me.. Thanks for all your help and wishing you all the success in your business.

    #350
  5. This is always helpful

    #360
  6. Wow dude, I never new this, thankyou.

    #388
  7. I am trying to determine if dental insurance for me is really worth the cost. Well, it’s not similar to medical insurance, where you may have a catastrophic injury or illness, and have to go to the hospital for a long period of time. What’s the worst thing, financially, that can happen to your teeth? And whatever that is, I’m sure your dental insurance is set up to not pay for that, at least not all of it. What’s wrong with this picture?

    #421
  8. Been looking for some good comment suggestions for a while now. This is perfect!

    #636
  9. Thanks for the great ideas in this post! I’m glad to see that I’m doing several things right. I hadn’t thought about putting an interactive question in a post – nice tip. I’m pretty new at blogging and your site helped encourage me to get into some group writing contests, projects and carnivals – which I have thoroughly enjoyed! I can always count on your blog for some great ideas for taking things up a notch. It will be fun to think of some ideas for non-family related universal post topics. Thanks for such an informative post!

    #647
  10. I have found this scholarship to be interesting

    Bridgestone Safety Scholars Contest (Deadline: July 1, 2010)
    Scholarship is open to legal permanent residents of the 50 United States and District of Columbia, ages 16 through 21. Website: http://www.safetyscholarsvideo.com/

    Help Johnny Scholarship (Apply After: June15, 2010)
    This $5000 scholarship is available to any student that is 19 years or under, as of October 25, 2010 and is renewable. Website: http://www.studentscholarships.org/helpjohnny.php

    National Foundation for Women Legislators (Deadline: July 30, 2010)
    If you are a female High School junior or senior, class of 2010 or 2011, you are eligible to participate. The seven scholarship winners will receive a $3,000 unrestricted scholarship.

    #676
  11. This is a amazing products you want to see.

    #711
  12. Hi Admin, when browsing your site i got some sort of codes all over the page, i think it’s some kind of popups ads. But nice website anyway Peace!

    #740
  13. Your idea coincides with mine.and I think it’s better.

    #744
  14. My close friend and I had been arguing about a problem related to Illinois Health Insurance Review:- Blue Cross Blue Shields – Blue Value | Illinois Medical Insurance Information ! Now I know that I appeared to be correct. Many thanks for the information you published.

    #764
  15. If you desire to engage within the procedure of buying individual health insurance, it is essential to take a look at out the coverage plans that your workplace offers to you. In several instances, you are able to have a higher discount due to the fact of the fact which so several personnel are usually covered under one strategy. This kind of can save you thousands per year!

    #770
  16. You built some beneficial details there. I did a look for within the matter and observed most folks will consent with your webpage.

    #776
  17. Saw your Blog bookmarked on Reddit.I really enjoy your blog and marketing tactic. Investigate out my Farmville Guidebook in the event you get a moment.

    #783
  18. I found your blog on google and read a few of your other posts. I just added you to my Google News Reader. Keep up the awesome work Look forward to reading more from you in the future.

    #802
  19. I saw this really good post today.

    #837
  20. I would like to say, nice webpage. Im not sure if it has been addressed, however when using Firefox I can never get the entire page to load without refreshing alot of times. Could just be my modem.

    #845
  21. nice post,thanks for admin!

    #871
  22. You areamazing! This weblog is indeed fantastic. I truly wish additional men and women read this and get what youre declaring, because let me tell you, its essential stuff. I under no circumstances wouldve imagined about this in this way unless Id operate into your blog. Thank you for putting it up. I hope you’ve good achievement.

    #899
  23. Hi there may I use some of the insight from this entry if I link back to you?

    #901

Leave a Reply